sameer mohammad Delhi, India 16 Questions 35 Answers 5 Best Answers 180 Points View Profile 4 sameer mohammad Asked: March 8, 2020In: Websites Is Cred app safe? What is your review of CRED? 4 My friends pay their credit card bills from the cred app. Is the Cred app safe? what is your reviews of CRED app? I also want to pay my credit card bill with Cred app. If anyone has any information about this app then please share. Share Facebook 7 Answers Voted Oldest Recent sameer mohammad Delhi, India 16 Questions 35 Answers 5 Best Answers 180 Points View Profile Best Answer sameer mohammad Added an answer on March 8, 2020 at 5:43 am Yes, Cred app is safe. Cred is an initiative of Kunal Shah, founder of FreeCharge. The app aims to make paying credit card bills simpler and reward you for paying them on time. The app asks for your phone number to check your credit score with Cibil, CRIF and Experian. How does cred app make money? CRED takes 2-3 days to process your payments to bank. This means they get to keep the money for 2-3 days. If there’re 1 crore users who pay an average credit card bill of 25000 INR per month, then on any day, CRED will have a surplus cash of 25000 crores (25000*1 crore users). Is cred app approved by RBI? CRED is a simple platform that acts as a hub for credit card payments. As Entracker reports, the app is currently in beta and only individuals with a credit score of 750 and above can access the service. The app will then verify these details with RBI, and fetch your card details. Should we use cred app? Yes, i am using it and it is genuine app to pay your credit card bills also you can earn some good rewards like amazon gift card, flipkart gift cards and many more. Cred app is one of the best app for credit card bill Payment and also you will get reward for paying your credit card bill payment. What can I do with cred coins? Every time you make a payment to your credit card, you earn Cred Coins – each coin is equal to Rs 1. These coins can then be used to claim rewards from vendors like Ixigo and FreshMenu, among others. You can also use the option to ‘burn’ your coins to win cashback,which is directly credited to your credit card. How do you kill the bill in cred? Logon to the CRED app and enter your mobile number. Remember to add the phone number that is linked to your credit card. Once you enter your mobile number, CRED sends you an OTP to your phone for instant verification. How is the cred app? CRED is an app on which you add your multiple credit cards and make payments by the app itself, which gets credited to your bank in few hours. The app is exclusively for those people who have a good credit score (checked automatically from Experian or CRIF) and have some history of credit card payment. Reviews Of CRED app. I have been using the CRED app for 6 months. And I have not seen any type of complaint in it so far. Whenever I pay my credit card bill, I get points in exchange for it. Which I get some cashback by burning pints in CRED app. You can also use these points to buy products. Till date I have earned 2000 Rupees from CRED App. CRED is the only app that gives money to pay bills. So this is a better app. And it is absolutely safe. Millions of people use it in India. So if you have not yet installed the CRED app, do it today and take advantage of it. 8 Reply Share Share Share on Facebook Share on Twitter Share on LinkedIn Share on WhatsApp Martin Australia 7 Questions 20 Answers 2 Best Answers 119 Points View Profile Martin Added an answer on March 8, 2020 at 7:28 am Yes CRED app is absolutely safe. There are many people who are using CRED app in India. This is an app where you get money on your credit card bill. I had never seen this before, whoever has a credit card in India uses this app. And on Google, you can also see reviews of this app. CRED has a great rating on the Play Store. So CRED is a legit app. And if you have not used this app yet, there is nothing to fear. Install this app today and take advantage of it. 7 Reply Share Share Share on Facebook Share on Twitter Share on LinkedIn Share on WhatsApp Aimy Meir 10 Questions 27 Answers 3 Best Answers 149 Points View Profile Aimy Meir Added an answer on March 8, 2020 at 6:22 am CRED is absolutely safe. I have been using this app for the last one year and I have not encountered any trouble in it. If you still have not installed this app then do it today. Because you can also earn money from here. If you pay your credit card bill then you also get cashback in return. I once got a cashback of 1000 Rs.. And I only paid 4000 Rs. bills. Yes, many people say that if our payment fails, there is a lot of problem. Because we cannot talk to its customer care. But it is not so if your payment fails and money is deducted from your account, you can contact CRED customer support via email. 6 Reply Share Share Share on Facebook Share on Twitter Share on LinkedIn Share on WhatsApp Alex Sydney, Australia 3 Questions 17 Answers 1 Best Answer 102 Points View Profile Alex Added an answer on March 9, 2020 at 6:59 am CRED is a credit card payment application. Where you can pay your credit card bill. As far as the matter of whether the CRED app is safe or not, I want to tell you that CRED app is absolutely safe. There are many people who are using this app to pay their credit card bills. I am also one of them. The interesting thing is that in return for paying the bill, you also get a cash back. There is no such app in the world that provides a cash back service in return for a credit card bill. You get double benefit in this. One, you will get cashback from CRED application. And this app works on the UPI payments, if you can pay your bill through Google Pay or PhonePay, then you can get cashback from there too. So, to believe this application, you can trust this app by closing your eyes. 4 Reply Share Share Share on Facebook Share on Twitter Share on LinkedIn Share on WhatsApp Anonymous Added an answer on March 24, 2020 at 7:08 am If CRED app is not safe then no one application is safe. I have been using CRED app for the last 1 year. And till date I have not faced any problem in this. And in this year I have also earned about 2000 rupees from this app. I would not have earned so much money from the reward point of the credit card. And I make payment in CRED through Google Pay, I get scratch cards there too, I earn money from there too. Below I am sharing a screen shot of my Google Pay account. You can see for yourself how much money I have made. So let’s talk about what happens if your payment gets stuck in the CRED app. This has never happened to me before, but it has happened to many people. So if this happens to you too, then your money will be returned to your bank account within 24 hours. However, you can talk to the customer support of CRED, they will definitely help you. 3 Reply Share Share Share on Facebook Share on Twitter Share on LinkedIn Share on WhatsApp Anonymous Added an answer on March 31, 2020 at 7:48 am Today i want to share my review of CRED app. Today I will give you complete information about this app. There are many people who want to know whether CRED App is safe. So today I am going to answer some similar questions. So let’s know what the CRED app is. CRED is an app where you can pay your credit card bill. CRED is not a very old app, that’s why people do not believe in it much. It is not that you can pay your credit card bill only through this app, there are many other online platforms where you can pay your credit card bill. If you are thinking that with CRED app you can pay other types of bills like landline, mobile, gas etc. So you are thinking wrong. You can pay only credit card bills here. And it is very easy to use this app, anyone can easily use this app. As you must have been seeing in the image. There are various brand offers and coupons from categories like food delivery apps, dining out, flight tickets, and even shopping? I am going to tell some such benefits of CRED App which you will be surprised to see. Cashback on paying bills CRED is the first app that provides you cashback service instead of paying the credit card bill. Whenever you pay a bill above 1000 rupees, you get a scratch card which can be burned and you get a cashback on every transaction. And any cashback you will get will be adjusted (credited back to your credit card) in your credit card bill. So in the picture you can see that when I paid my credit card bill, I got two scratch cards. And in one, I got a cashback of 8 rupees and 12 rupees in the second. Discount Offers Now, this the major part of the benefits. CRED app has associated with various brands and it offers you some discount (cash discount or percentage discount) when spending a particular amount. For example one of the offer is “20% discount on the next 20 orders from BOX8” , so you can see that you will get 20% on the Box8 for a long time, but you still have to pay the rest amount. So even if you are getting the discount, you need to SPEND for it. So these discount offers are truly good only when you are anyways going to spend money on these brands. You can also see CRED App’s reviews on Google Play store or Apple’s App store. How to contact CRED app? Many people have a problem with contacting CRED App’s customer support. Because you cannot talk to CRED App’s customer support over the phone. This feature is not available yet. But it is not that you cannot talk to customer support of CRED app. You can talk to their support through email support. You will get complete information about it from CRED’s official website. Earlier I also used to pay my Credit card bill through the apps of banks or through net banking only. But since I installed CRED App, I pay all my credit card bills through this app. This saves my time and also gives me cashback. So yes this app is absolutely safe and you can use it. 1 Reply Share Share Share on Facebook Share on Twitter Share on LinkedIn Share on WhatsApp Sam 30 Questions 29 Answers 2 Best Answers 176 Points View Profile Sam Added an answer on March 31, 2020 at 4:22 pm I have not had any problem in CRED App till date. And till date I have earned 2000 rupees from this app. CRED is the first such app where you can pay the credit card bill and also earn money. CRED app owner = Kunal Shah Freecharge founder Kunal Shah is the founder of CRED app. You must have heard about freecharge. And many of you must be using this app as well. If you use Phone Pay or Google Pay App, you can also pay your credit card bill through these two apps in CRED App. And here too you will get cashback. 0 Reply Share Share Share on Facebook Share on Twitter Share on LinkedIn Share on WhatsApp Leave an answerCancel replyYou must login or register to add a new answer.